Attention homeowners in Berlin and Camden County: Need an appraisal?
The top seven reasons why NJ homeowners call on PJ Real Estate Appraisal & Consulting, LLC:
Need help determining the value of your house in or near Berlin, NJ?
At PJ Real Estate Appraisal & Consulting, LLC, we understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at PJ Real Estate Appraisal & Consulting, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours. Appraisals to remove PMIA preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you do away with unneeded PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from PJ Real Estate Appraisal & Consulting, LLC is your perfect weapon when contesting your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inopportune from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. PJ Real Estate Appraisal & Consulting, LLC can provide you with an expert appraisal that will help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house. |