Real estate appraisal services for homeowners in the city of Berlin and Camden County

Check out the top 7 reasons why NJ homeowners use PJ Real Estate Appraisal & Consulting, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Camden county's assessment of your property
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NJ divorce, where real estate needs to be divided
  7. To settle an estate in Camden county or NJ by determining the true market value of property in question

Do you own a house in or near Berlin? Do you need help deciding the price of your real estate?
Contact PJ Real Estate Appraisal & Consulting, LLC.

We at PJ Real Estate Appraisal & Consulting, LLC understand the special needs of a homeowner looking for appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenge Camden county's assessment of your property

If you live in an area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from PJ Real Estate Appraisal & Consulting, LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. PJ Real Estate Appraisal & Consulting, LLC can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.